This section will appear after filling in the two required fields from the previous tab. Some of the fields that were showing will relocate to their corresponding sections and a new button "Import / Export" will appear. This is an advanced file copy function that can be used to import an existing file. This function will be covered in a separate section.

This field is not required to be selected prior to setting up a file; however, it defaults to "2015" which is the Closing Dislosure. If you know that the lender is requesting the HUD instead of the Closing disclosure, select "2010" instead. This screen also contains an additional option "Old HUD".

It is exceptionally rare that this version is ever needed; however, if it is ever required, it can only be selected from this screen. Once the file is set up, EPIC no longer provides the option.

This is not a required filed; however, if filled it, it must be unique and cannot match a prior file name.

This is a required field. If the file number generator inside of EPIC's "Firm Settings" screen, then the field will always be blank until filled in. Review the Firm Settings section to learn how to have the file numbers auto populate each time a new file is created to save more time in setting up a file and have another required field auto-filled.

This is another required field. EPIC will reconfigure based on the transaction type. You may not see the difference on the file creation screen; however, it will make a difference on the GEN INFO tab once the file is created.

Enter the expected closing date. This is not a required field to create a file, but it will trigger a warning message once you tell EPIC to create the file for you. This date can be changed at any time, don't be pressured to get it correct at this stage.

This field will auto-populate based on the Closing Date and transaction type. For purchases, it will default to the same business day whereas Refinance files will default to 3 business days after closing. This field can also be changed at any time.

This field does not auto-populate. Enter the date that will appear on the EPIC calendar as a reminder to ensure all documents have been recorded and reconveyed, including any security instruments required to be paid off as part of the closing.

This this stage, the commtiment date may not be known. This is the county "good through date". In most cases, you will not know the date that the county has certified accuracy of the recordings until a search is completed.

Check this box if the transaction meets any of the FinCEN reporting requirements. This will automatically add a requirements to the commitment indicating that the FinCEN will need to be completed prioer to Closing.

Checking this box will replace the "Sreet No." and "Street Name" fields with a "Description" field. Use this only when the property has not been assigned a physical address by the Post Office. Below are the two views based on whether this field is checked or not.

In this field, enter the street number (also known as the house number)

In this field, enter the remaining address information; i.e., direction, street name, etc.

This field can have the information typed directly or click the ellipses and choose a pre-defined option.

Enter the information following the Unit Description. This field will accept letters and numbers.

Note: This field will not display on the commitment or policy if the Unit Description field is left blank.

When no property address is availabe, enter a brief description used to identify the property, limit this to 150 characters or less.

This field cannot be changed. It is based on the "Responsible Producer" selected on the prior tab. If the state is incorrect, go back to the top of the screen and re-select the correct producer for the state the property is located.

If the zip code is known, enter at least the 5-digit zip code. The field will accept the Zip+4 if you wish to include it. Entering the Zip Code will enable EPIC to auto-populate the Town and County fields for you.

EPIC will auto-populate the town/city name for you based on the zip code entered. It is important to know that the information pre-populiated in this field is based on the most common use for the zip code; however, there are times in which a Zip Code may include town names that are less frequently used. If this is the case, please click in this field and update it to the correct town.

This required field should auto-populate based on the Zip Code entered. Although it is rarer to have a zip code span multiple counties than multiple towns, it does occur. Please make sure that the county shown is the one that encompasses the majority of the property.
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Note: Although this field can be edited directly, do not type the name of the county. If it is wrong, delete the county name and press "Tab" on the keyboard to launch the County list window. Select the correct county from the list. Alternatively, if the field is blank, just click the Search button to the right of the County field.

This section collects additional information about the property. Review and select all the appropriate options. Once the file is created, this section will move to a new screen that is accesed differently. Selecting the correct information now will prevent something from being overlooked later.

EPIC will treat all files as a "Fee Simple" interest unless this field is selected. In most transactions, the status of this field will not need to be changed.

Here you will select the property use type at the time of closing, not the intended use. To change from 1-4 Family Residential to another property type, select the "No" check box. This will trigger a message to select a property use type. Acknowledge the message and select the correct option from the list in the drop-down.

If applicable, indicate if the property is a Condominium or Planned Unit Development. If neither are selected, the ALTA  4 or 5 series endorsements will not be available for the policy.

Select this only if the transaction is creating a conservation easement.

Select this only if the transaction is creating an easement estate.

If the transaction includse a manufactured home, select this field. This will cause the file to go into manual review to allow the underwriting team to review any recorded or to-be-recorded documents related to the affixation of the manufactured home. Otherwise, the non-affixed property exception will be required.

This is usually the information provided by the county and may be referred to as the parcel ID, account number, etc.

This option will only appear on purchase files and only if ATGF has filed a Hold-Open rate in the specific state. Select either foreclosure or investment based on whether the insured obtained the property from a foreclosure  or as an investment with the intention of reselling.

If you are in a state where it is necessary to obtain a Certificate of Taxes (such as Colorado) and have filed a rate for this, enter the amount to charge for the certificate of taxes. You can have this pre-populate for you by updating that rate field in the Firm Settings screen. That will be covered in a different section.

This and the next fields are used in unison. This field is the description for any additional charges that will require payment at closing. This is usually used to enter additional parcel searches. If you have a charge that you are not sure about, contact our underwriting team for additional direction.

Enter the amount of the charge in the first box, in the second, indicate the party that will be responsible for the fee in the "Paid By:" drop down field.

Enter the legal description for the property in this box. If copying and pasting the information, paste the legal description into notepad first and then copy and paste from there into the text box.

EPIC allows the user to upload a pdf document instead of typing in the legal description. If you have this option, you will need to wait until after the file is created in order to upload it. At this point, there is no file to associate a document, so the option is not available.