News
Rudy Krupka joins ATGF as VP of Sales & Operations
 August 11, 2020 ATGF is happy to announce that well respected real estate veteran, Rudy Krupka, has joined in the newly-created role of Vice President, Sales and Operations. Rudy has 18 years’ experience in the real estate industry, holding various positions in multiple sectors. He brings his broad based knowledge to lead the company’s multi-state expansion, business development, and operations. A serial entrepreneur, Rudy has successfully built several Real Estate and Mortgage Brokerage companies. As a senior level executive, he held positions in the title insurance, notary, REO asset management, and closing services industries. Expanding the Leadership Team to Meet Title Industry RealitiesATGF President, Eric Morgan, explains why Rudy is the perfect fit for this new position, “As the title industry continues to evolve, his diverse experience is exactly what ATGF and Agents need to meet these new challenges. Rudy has demonstrated that he’s at the forefront in adopting technologies to keep the real estate industry current. We embody the same commitment and Rudy will be integral in furthering our technology in leading our expansion and operations.” In his own words, Rudy anticipates the opportunities inherent in joining ATGF, “Attorneys Title Guaranty Fund has a stellar reputation for providing outstanding service to Independent Title Agents. I’m committed to continuing this while looking for areas for improvement as we expand. I also can’t wait to meet our clients and other industry partners.” Rudy is settling into his new role and is available at rkrupka@atgf.net and 720.320.1921. |
COVID-19: Message from our CEO
People are the most important thing we protectWho you choose as your title insurance provider is your choice. That’s why you should work with a company that puts people first. At ATGF, we care about everyone who touches a title insurance policy. Whether you’re buying or selling a home, getting a mortgage refinance, are a mortgage provider, working at a title agency or an ATGF employee, we’re here for you.We are not laying off employeesSome companies care more about their bottom line than their employees. Despite a 10 year run of exorbitant profits for larger title insurance corporations, some have chosen to protect their balance sheets rather than their people. Our employees are more than a workforce. They are our family. And we’re all in this together.Working safely togetherEveryone’s safety is our top priority. Just because our people are working remotely doesn’t mean they’re working in isolation. All of our people are connected through our secure virtual office environment. We offer the same excellent level of service and underwriting guidance that we’ve always provided.Supporting your local, independent title agencyEvery employee of the title agencies who work with ATGF are part of our family too. As small businesses who play a vital role in your local economy, it’s important we look out for them. That’s where EPIC, our secure cloud software for title agents, comes in. It’s accessible no matter where they’re located. That’s safe and that’s smart.Ask about ATGF Title Insurance in Colorado, Utah, Arizona, Minnesota and North DakotaIf you are working with a title agent, ask them if they offer ATGF Title Insurance. If you don’t have a title agency relationship, contact us and we’ll get right back to you.Get title insurance from the company that puts people and your community first. |
| Attachments:
ATGF-COVID-Message-from-CEO.pdf
AGENT BULLETIN: COVID-19 Closures of Recording Offices
COVID-19 and ATGF Business Continuity
ATGF has a robust business continuity plan that we are following and adjusting as the situation evolves to make sure we are able to serve you. Access to web-based EPIC and customer support personnel will continue uninterrupted. We are being cautious to ensure we are keeping our people, our customers and our communities safe. These measures include:
|
Agent Update: Retention of Fees-Colorado Revised Statutes
Recently, the Colorado Department of Regulatory Agencies Division of Insurance (DORA) re-released its November 2008 Bulletin No. B-5.22 (Bulletin) clarifying the Colorado Revised Statutes pertaining to the retention of certain fees for services not actually performed.
Section 10-11-108(1)(d), C.R.S. states, in relevant part, that “A title insurance company or title insurance agent shall not … give or receive or attempt to give or receive any portion or percentage of any charge made or received in connection with the business of title insurance if such charge is not for services actually rendered.”
As stated in the Bulletin, a copy of which can be found at the link below for your reference, DORA advises that the retention or processing of other “pass through” fees not used for the fee’s stated purpose constitutes receiving a portion of a charge for services not actually performed, in violation of Section 10-11-108(1)(d).
Pursuant to the Bulletin and Section 10-11-108(1)(d), C.R.S., ATGF issuing agents are instructed to return any unused portion of recording fees, taxes, homeowner association charges, utilities, water escrows or other “pass-through” fees to the consumer who paid the fee (as evidenced by the closing and settlement documents executed by the parties at closing, such as the Closing Disclosure or Settlement Statement).
https://drive.google.com/file/d/0BwMmWVFE3YMsdEVKWEEwblFnNWc/view
We appreciate your hard work and loyalty. Questions? Contact us at: title@atgf.net or 303-292-3055 |
Remembering Lou Ohly, Director Emeritus
It is with profound sadness that ATGF announces the passing of Director Emeritus, Lou Ohly, on August 6 in Rochester, Minnesota. Lou was recently predeceased by his wife, Beverly, in July. Condolences can be left at mackenfuneralhome.com/memorial-services/louis-m-ohly/. Lou joined ATGF's Board of Directors more than 20 years ago and remained an eternally optimistic member throughout. An attorney who began practice in 1971, Lou was highly respected by everyone at ATGF and Minnesota's legal community. Our thoughts are with the entire Ohly family who prefer memorials to Rochester Ronald McDonald House: www.rmhmn.org/donate/. |
First Title Policy in Arizona Signals Era of Expansion for ATGF
Denver, Colorado June 11, 2019 Attorneys Title Guaranty Fund, Inc. (ATGF) has issued its first Arizona title policy through Sonoran Desert Title Agency in Phoenix. "We are pleased to have an independent agency be the first to issue a title policy for us in Arizona," says Brian Phillips, CEO of ATGF. "With consolidation and other changes at national underwriters, this opens significant opportunities for a stable, regional underwriter with a proven track record of supporting independent title agents. That's where ATGF fits into the Arizona marketplace," Phillips stated. "Independent agents need a strong partner that will work with them - not against them," he continued. ATGF has more than 50 years of underwriting expertise to offer title agents. Arizona was selected for expansion due to proximity and potential for overlap with ATGF's operations in Colorado and Utah. Brian Phillips explains his vision, "As pleased as we are to be issuing our first Arizona title policy, we're expanding our footprint in the state. Arizona's real estate consumers deserve a viable alternative to the somewhat impersonal service that can be experienced through a national underwriter." Signaling an Era of Controlled Expansion for ATGFThe effort to become a licensed underwriter in Arizona was spearheaded by ATGF's President, Eric Morgan. "We've received Certificates of Authority in seven other states, and are currently working on eleven more," stated Morgan. ATGF will take a measured approach in expansion. "Receiving approval is step one," continued Morgan. "We will make certain we're providing exceptional service in Arizona before we move into another state." Nevada, where a Certificate of Authority has been issued, is currently slated to be the state where ATGF moves next. "There are many states that can benefit from what ATGF has to offer, but we remain committed to expanding in a rational, controlled manner," added Brian Phillips. Combining Title Insurance and TechnologyATGF is unique in the title insurance industry as it also offers the proprietary web-based EPIC (Electronic Policy Issuance Capability) title production and underwriting system. EPIC is a tool that can dramatically streamline the entire process without imposing a financial burden on the agent. ATGF provides the system to all its agents for free. About Attorneys Title Guaranty Fund, Inc.Founded in 1960, ATGF has been providing best in class title insurance underwriting and services for more than 50 years. The company's mission is helping agents succeed through trusted products and services, innovative technology and amazing support. The company currently pursues this mission by underwriting, training and supporting agents in Colorado, Utah, Minnesota, North Dakota and Arizona. ATGF has maintained a strong Financial Stability Rating(r) (FSR) of A, Exceptional, from the independent rating agency, Demotech, Inc. For more information on ATGF or EPIC, contact ATGF's CEO, Brian Phillips at bphillips@atgf.net or 303-383-4333. www.atgf.net |
| Attachments:
ATGF Arizona Press Release June 11 2019.pdf
ATGF Education Series- Bankruptcy & Your Title Examination 101 & 201
 TO REGISTER FOR MONDAY APRIL 8TH CLICK HERE: Bankruptcy & Your Title Examination 101 TO REGISTER FOR MONDAY APRIL 15TH CLICK HERE: Bankruptcy & Your Title Examination 201 |
| Attachments:
ATGF-BK-Classes-APRIL.pdf
What Is Title Insurance?
1-10 of 106
